RV Loan Calculator
Calculate monthly payments for your RV or motorhome purchase
Vehicle Details
Typical: 5.5% - 11%
Extra Payments
Additional amount each month
Loan Amount
Price + tax + fees - down payment - trade-in
Loan Summary
Loan Details
Financial Disclaimer
This calculator provides estimates for informational purposes only. Actual loan terms, rates, and payments may vary. This is not financial advice. Consult with a qualified financial advisor or lender for specific guidance. PayoffCalculator.io is not a lender and does not provide loans.
How to Use This RV Loan Calculator
Enter the RV's purchase price, your down payment amount, trade-in value (if any), expected interest rate, and desired loan term. Add sales tax and dealer fees for a complete picture of your financing.
Understanding RV Loan Loans
RV loans are similar to auto loans but with longer terms reflecting higher purchase prices. New Class A motorhomes may qualify for terms up to 20 years, while smaller travel trailers typically max out at 10-15 years.
Tips for Getting the Best RV Loan Rate
Consider the total cost of RV ownership including insurance, campground fees, fuel, and maintenance. A larger down payment reduces your monthly payment and total interest. Get quotes from multiple lenders including credit unions.
Frequently Asked Questions
Most lenders prefer a credit score of 670 or higher for the best RV loan rates. Scores below 600 may still qualify but at significantly higher rates.