Financial Disclaimer

Not Financial Advice

PayoffCalculator.io is not a financial institution, lender, broker, or financial advisor. We do not provide loans, mortgages, or any financial products or services. The information and tools on this website are provided for general informational purposes only and should not be relied upon as the sole basis for making financial decisions.

Calculator Estimates

The calculations provided by our tools are estimates based on the information you enter. Actual loan terms, interest rates, monthly payments, and other financial figures may vary significantly based on:

• Your credit score and credit history
• Current market conditions and interest rates
• Specific lender requirements and policies
• Property location and type
• Down payment amount
• Loan type and terms
• Fees, closing costs, and other charges
• Tax implications and insurance requirements

No Guarantee of Accuracy

While we strive to provide accurate calculations using industry-standard financial formulas, we make no guarantees about the accuracy, completeness, or reliability of the results. Interest rates, tax rates, and other financial variables change frequently. Always verify calculations with your lender or financial advisor before making decisions.

Consult Professionals

Before making any financial decisions, we strongly recommend consulting with qualified professionals, including:

• Licensed mortgage lenders or brokers
• Certified financial planners or advisors
• Tax professionals or certified public accountants
• Real estate attorneys
• Insurance professionals

These professionals can provide personalized advice based on your specific financial situation, goals, and circumstances.

No Lender Relationship

PayoffCalculator.io does not endorse any specific lender, financial institution, or financial product. Any links to third-party services are provided for convenience only and do not constitute an endorsement. We may receive compensation from third-party services, but this does not influence our calculator results or recommendations.

User Responsibility

By using our calculators and website, you acknowledge and agree that:

• You are solely responsible for your financial decisions
• Calculator results are estimates and may not reflect actual loan terms
• You should verify all calculations with appropriate professionals
• You will not hold PayoffCalculator.io liable for any decisions made based on information from this website

Limitation of Liability

PayoffCalculator.io, its owners, employees, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this website or reliance on any information provided herein. This includes, but is not limited to, damages resulting from financial decisions made based on calculator results.

Changes to This Disclaimer

We reserve the right to modify this disclaimer at any time. Changes will be effective immediately upon posting to this page. Your continued use of the website constitutes acceptance of any changes.

Contact Us

If you have questions about this disclaimer, please contact us at legal@payoffcalculator.io.